Debt – Tax Saving Bonds, Corporate Deposits, Government Saving Schemes

Fixed deposits, /Recurring Deposits with banks are a preferred by investors and retirees who are looking for lowest risk instruments with regular source of income in form of interests paid out.

With falling interest rates in the country and inflation eating into the returns, investors should also explore various options in the fixed income space.

Besides interest rates and inflation, one should also factor the tax impact on the returns while evaluating various options.